Disability Insurance

DISABILITY insurance pays income when - due to sickness or injury - you are unable to work, either completely or partially or in your "own" profession. Also, Disability insurance can pay your business overhead expenses, such as employees' salaries and office rent.

Unlike other types of insurance, your disability premium is waived when you file a claim and are collecting benefits. If your policy is set up properly, your income benefits will be tax-free. And, if you change jobs or companies, you can keep your policy (it's portable) with no change in benefits or rates.

HAF Insurance provides guidance and advice on disability insurance, making certain to match you with the right plan for your needs and occupation. Not all disability policies are alike. That's why it's important to seek expert advice to help you choose the plan that suits you best.

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Disability Insurance Article